Privacy Policy
Last updated: 30 October 2026 · Version 2026-10-30 · Data controller: Şengül Güler · support@payly.cash
- In short
- Payly Cash is a tool for recording your expenses and settling up with friends. We do not use your data for advertising, we do not sell it and we do not track you. For legal details see the KVKK Privacy Notice.
- What we collect
- Your email address (or the email of your Google/Apple account), the display name you choose, your date of birth (only for the 14+ age check).
- The expenses, settlements, group chat messages and optional IBAN you enter.
- For security: an irreversible password hash, short-lived IP records for sign-in attempts, last-active time, technical error logs.
- Your device's notification key if you enable notifications.
- We do not collect phone number, gender, location, contacts, camera or microphone data.
- Who can see it
- Members of a list can see that list's expenses, your name and the chat, and your IBAN if you have added one for settling up. Your date of birth and email are not shown to other users. The person operating the service can see account records for security and operation.
- Where it is stored and who we work with
- Data is stored in a Supabase database in Frankfurt (Germany) and the application server runs on Vercel. Emails are sent via Google Workspace. You may optionally sign in with Google or Apple. Some of these providers are US-based, so your data is transferred outside Türkiye; no explicit consent is requested to sign up. Recipients and locations: KVKK Privacy Notice.
- You are in control
- Deletion: delete your account any time via Profile → "Delete my account"; your email, password, date of birth, IBAN and notification subscription are deleted right away. Expenses in shared lists stay under your display name so settlements aren't broken, but your name in chat and history becomes "Silinmiş kullanıcı" ("Deleted user"). Details: KVKK Privacy Notice, section 6.
- Backup / export: Profile → "Export / back up".
- Notifications: you can turn them off in settings.
- Your rights: for access, correction, deletion and other KVKK rights write to support@payly.cash.
- Children
- You must be at least 14 years old to sign up for Payly Cash. If you are under 18, use the service with the knowledge of a parent or guardian.
- Security
- Connections are encrypted (HTTPS); your password is never stored in plain text; sign-in and sign-up attempts are rate-limited. No system is completely risk-free; if you notice a security issue please report it to support@payly.cash.
- Changes
- This policy may be updated; the current version is published at this address and the date above changes.